Downpayment for condo in Singapore typically requires 25% minimum for financial institution mortgage purchases, with a minimum of 5% in hard cash and twenty% income/CPF; for first housing bank loan, LTV nearly seventy five%, Purchaser’s Stamp Responsibility applies on tiered premiums, Supplemental Customer’s Stamp Responsibility differs by profile; typical new launch scheduling charge five% cash, remainder of 20% on exercising within just choice period of time, progressive payment by design stages; resale involves Option Price (one% cash) then exercising (four% cash) and stability; authorized service fees, website valuation, mortgage loan obligation, and fireplace insurance coverage incorporate to upfront prices; associated keyword phrases include condo downpayment, LTV limits, TDSR 55%, MSR not applicable to private, CPF OA usage limitations, bare minimum dollars, ABSD remission for married partners, financial institution fascination fees, lock-in, and pricing sensitivity by district.